Smart Talk About Your Insurance Options

When considering the purchase of insurance, the various available options can be a bit perplexing and stressful. Your advisor’s role is to analyze your particular situation and help you choose the best combination of coverage and payment options. They will also take you through the insurance company’s information gathering and underwriting process so you’ll know what to expect and how long it may take.

Watch this short video to learn about your options and the process of purchasing a policy that’s suited to your specific circumstance.

To create a financial plan for you and your family, contact your advisor today.


Smart Talk About Choosing the Right Insurance

There are many categories and variations of insurance plans. Your advisor’s role is to analyze your particular situation and help you choose the best combination of coverage and payment options. The various available options can be a bit perplexing but to simplify it – there are two main types of insurance: term and permanent. There are pros and cons to both but your advisor can help you make the right decision for your specific situation.

Watch this short video to learn the difference between Term and Permanent life insurance and more about other categories of insurance such as Living Benefits, Critical Illness, Long Term Disability, and Long Term Care.

To discuss which plan and product best meets your needs, contact your advisor today.


Insuring your Most Valuable Asset

What is your most valuable asset? It’s a tough thing to think about, and not something that you often have to determine. Let’s face it, how can you possibly rank your home against your family against your health? Well, the common denominator in all these assets is you, and that suggests that you and your ability to earn income to support other aspects of your life is indeed your most valuable asset.

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A critical step towards fighting critical illness

Let’s face it – we live in a dangerous world. From motor vehicle accidents to contractible illnesses, it’s a miracle that we are willing to leave our homes at all.

And yet we do. We do because we realize that if we worried about every single risk we would be risking even more by not allowing ourselves to live our lives to their fullest potential. While we can push some of the smaller risks out of our minds, there are some larger ones which should not be ignored – especially when there is a practical solution for mitigating them. Unlike the chance of a house fire or catastrophic car crash, which are 1 in 1200* and 1 in 240* respectively, the chance of suffering from a critical illness is 1 in 3**. This is a large risk, but one that can be bridged by critical illness insurance.

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