Smart Talk About Your Insurance Options

When considering the purchase of insurance, the various available options can be a bit perplexing and stressful. Your advisor’s role is to analyze your particular situation and help you choose the best combination of coverage and payment options. They will also take you through the insurance company’s information gathering and underwriting process so you’ll know what to expect and how long it may take.

Watch this short video to learn about your options and the process of purchasing a policy that’s suited to your specific circumstance.

To create a financial plan for you and your family, contact your advisor today.


5 common mistakes to avoid when drafting a shareholders’ agreement

If you own shares in a private corporation you should be no stranger to a shareholder’s agreement. This document, which outlines how the company should be operated and the rights and responsibilities of the shareholders, is integral in protecting your rights as a stakeholder in the business. You may also be aware that there are significant benefits in funding your shareholder’s agreement with life insurance. If done successfully, there is ample opportunity to create positive results for the shareholders. As in all documents of this nature, however, there is always a potential for error. The following are 5 common errors and omissions to avoid when you are drafting your shareholder’s agreement with your life insurance advisor.

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Why small businesses are making it their business to investigate life insurance

You are a sole proprietor or a single shareholder in your company. While from a physical standpoint you may consider your business to be small, when it comes to success your results may be exponentially greater. There are over 1,100,000 small businesses in Canada – clearly this sector is booming!

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