Stress Less About Your Future with Life Insurance

What is life insurance?

Life insurance helps protect your loved ones financially if you pass away while your policy is in force. You can tailor your life insurance policy to help sustain your dependents’ current lifestyle, housing and education to name a few typical expenses, using a “death benefit” (a lump sum of money). How does this work? When you purchase life insurance from an insurance company, you designate one or more beneficiaries.

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A Toast to Healthier Living

Alcohol use varies greatly among individuals as does the impact on health and mortality. In North America, almost 100,000 deaths annually are attributed to alcohol and the cost is in excess of $250 billion*. For this reason, insurance companies have an established guideline for what constitutes a healthy use of alcohol. Insurance underwriters pay close attention when alcohol is consumed in excess of those guidelines and their scrutiny can impact whether one’s insurance application is approved or declined.

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